First, they raised my finance charges from 5% to 29.99% due to my being late on one payment, and it continues to be that high. Secondly, they are calling on the weekend, especially heavily on Sunday, for a payment after it was paid.
I asked the lady who called for her name, but she would not give it. Then I asked her if it was legal to call, and she said yes. She said we are open every day, so they can call me anytime they want to. I don't think that is illegal and I am not that dumb.
Now what I want to know is, is it legal to raise the finance charges this high, and can they call you on the weekend after they are told not to call?
Is it possible to sue for illegal practice in collecting a debt? If not, I would like to put in a class action against CitiCard somewhere, so I would appreciate someone letting me know of one.
See, I know that I have that bill to pay, but they are constantly calling, especially on a weekend. What can I do about this?
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