Citicard was continually charging a late fee, which made the balance go over the limit and started adding over-limit fees, none of which were legal. So I got a loan from Citifinancial to pay them off, and they sent the check back. I had to send it certified, and they took the check and now say I still owe them. I don't owe them any money for the Citicard MasterCard. They are trying to get more money that is not owed.
They have grown so big they think they can do what they want. I am not the only person I know who is having a problem with Citicard. They also bought out my Sears account, and I have had it for years, and now I owe about $300.00 more than I did. They also own the BP, Amoco, and Shell gas cards. They have tacked extras onto those.
They also had my credit report flagged. Anytime someone looked at it or made a report against it, all of a sudden I would get a call from Citicards.com. I mean right away. Is that legal?
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