I had a Classic Visa Providian credit card with a great credit limit and it was my very first credit card. All of a sudden, I get this letter that my credit card account had been sold to Emerge. They said that the conditions would be the same with them as they were with Providian. They were not, I get a statement every month saying that I owe this amount that I owed Providian. I was never given a credit card either. I am concerned about my credit and have been paying it faithfully every month. As of today, I will not make anymore payments. If this account is to be paid on, or paid off, then Providian needs to buy the account back. I owe the money to Providian and not to Emerge. Emerge will get NO MORE PAYMENTS FROM ME!
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