My name is Shelly. I am writing this letter to tell my story. I applied for a Providian card 2001 I think it was at 19.99%, so that I could rebuild my credit back again. In 2003 I get a letter from Providian that Emerge will be taken over at 29.99%. I owed 5,400 still. I pay $170.00 a month so that ...
I had a Classic Visa Providian credit card with a great credit limit and it was my very first credit card. All of a sudden, I get this letter that my credit card account had been sold to Emerge. They said that the conditions would be the same with them as they were with Providian. They were not, I ...
This is such a scam. I had a great interst rate of 12.99% which I worked very hard over several years to get after my ex-husband ruined my credit. Then I get this letter from these EMERGE MASTERCARD assholes stating that they bought out my getsmart account. Then I receive my first statement and ...
When I first got my account from providian in 1998 my account had available credit of $500 max. When I left to go to Korea in 2000 my credit limit was the same. While in Korea I never saw any of my bills, but I made sure I paid off the account every chance I could while in Korea. Once I returned ...
When Emerge took over the account, it switched from Visa to Mastercard so I cancelled the account. Frankly, I just wanted a Visa. My interest rate skyrocketed! In Addition, while still Providian, I was offered a special credit increase program. It virtually doubled my limit. I've never charged more ...
I had a credit card issued by Providian Bank. After several months they increased my credit limit because I kept the account in good standing. I then recieved a letter from them stating there were some changes to my account and I would be recieving a new card in the mail with the new card holder ...