Providian sold my GetSmart account to Emerge Mastercard. This company did not send statements and before I knew it, I was a month behind. I have since paid this card off, but the deliquency is still showing up on my credit report.
I was never given any notification that the account was past due. I sent all payments in on time when it was a Providian account. I think people should close their Providian accounts also.
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