I've been dealing with Aspire and then Emerge for over 5 years and I've never been late or delinquent on my account. Since they have switched to Emerge my account has been over the limit and i cannot get back under. First of all i don't understand how i got that far in debt. Every time i call to ...
Like many of you here, we have experienced "pure hell" from this company, ever since they changed to Emerge. We sent a Payment to Providian, who was the previous owner of this Company, and then ended up with a late payment notice from Emerge. We never received any information about them ...
I, too, have suffered from the negative reports from Emerge that have been placed on my credit file. I also realized, in December that my credit card expired and called to get another one. The response I recieved was that I had to consecutively pay on time for six months. Twelve months have gone by ...
Every legitimate credit card issuer I have dealt with, has never asked me to enter my social security number to access my account. NEVER! Yet, I go to Emerge's website and the first thing I notice is that I need to enter my social security number to access my account, if I wish to set one up. SCAM ...
I make payments every month, pay extra every other month. This balance will not go down. They receive my payment on time and still get charged late fees and over the limit fees. The account has been closed for several years and they will not drop the finance charges or the over limit fee. Have been ...
I have been with providion for several years I have never been late or over my limit until emerge took over. My interest rate went from 14.9% to 29.9%. I was never notified about any buy out or interest rate change. I closed my account when I found out about the rate change Emerge lowered my credit ...