I had a $200 deposit made to my checking account only to discover my available balance was approx. $25! I pulled up my online banking info and discovered a place called PMC Club had cashed a so-called "check" from me for $99.49 which at the time made me overdrawn! (I do not have checks nor do I use them.) Luckily, I discovered it quickly enough that my bank could stop the cascade! I called the phone for them and was rewarded with one recorded message after another and never spoke to a human!
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