Our loan was bought out by Ocwen federal bank. I was sending payments but was getting notices that they were late. They said I was sending them to the wrong address. HELLO!!! They have 4 address listed so I assumed I would send the payment to the the address on the payment stub.
Then we got behind on a payment and the next thing I know there was some reality lady taking pictures of my home!!! I asked her what she was doing and she said that my bank paid her to take pictures and see if my lawn was and home was being maintained. WHAT???
Well I called them and they said this was something they do to make sure we are keeping THEIR property in good standing..
Then I get a bill in the mail for another payment which the late one was in the mail to them and also it had all these finance charges listed and a bill for 125.00 for the picture the lady took..
$125.00 for a picture of my home which they did not need!!!
Anyway I refused to pay it, mistake on my part started getting stuff from Moss Codilis their lawyer now I owe 2500 or they are going to take the house. So I pay it. There went the income taxes!
Months go by everything seems to be getting back to normal and I again end up missing 2 payments which I sent in the 2 payments fees latter.
Lets see 2 payments @ 400 each that is 900
I sent in 1000
So I am again caught up..
WRONG... I get a letter in the mail wanting 1200... More!
I do not have it nor do I owe it to them but I try to make things okay and send in 700 to them now I am still getting the letter in the mail wanting 1200... What happened to my 700? It shows they took it out of my checking... Better yet why do they want 1200? They cashed a 1000 dollar check!
Lets see 1000 700 that is 1700. What happened to that?
And they sent the lady to take pictures again!!!
I am so mad at them!!!
I am not made of money and the prices of stuff is outrageous!
We do not live in a well to do area we do not drive expensive cars... We are just trying to keep a roof over our kids head!!!
We do not take Vacations! Shoot we do not even have TV because we can not afford it..
Why can they just not leave us alone and stop taking our money.
We pay them!!! It may be late sometimes but they get their money..
I am so afraid they are going to knock on the door and take our home..
They are so full of CRAP that their eyes are brown!!!
Every-time I talk to them it is a different story so I do not even bother calling them any more..
I prey everyday that justice will be served that somehow they will not be allowed to take my home.
I know I am not alone in this. And I prey for each of the victims..
As I hope they are preying for me..
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