My Original Loan was for $116,000.00 when I was forced to sell my property I owned for 15 yrs for a loan I had for less than 1 Yr. It had swelled to an incredible $129,000.00 due to attorney and supposed late fees even though I was never late Ocwen refused and returned all my payments just because I called Nov and said I would send it on the 5th of the Month instead of the 1st (well within the 15 day grace period). Even with the Forced Bankruptcy I was never late.
So under the bankruptcy protection I was forced to sell my home in 1 day for cash. I had beat them But I was now Homeless after 15 yrs and was never late on my prior loan. When I closed on the loan Ocwen was not even the Bank stated. I had a scheduled Appt to close with some Lady and she kept rescheduling then on a Friday at 6:00 am this unknown Lady rang my bell and said she was from the Title Co and was there for me to sign papers (I was suppose to sign in an Office on Wed) her story was she got sick I told her I was not so sure of papers being forced upon me at 6 am she stated that was the only time she could get to me and to sign and said I had 72 hrs to change my mind if I didn't feel everything was on the up and up.
You call Cust Service and all calls are outsourced answered by people who cannot even speak English and they lie and say they are in Florida. You cannot even understand what they are saying half the time. My Life and credit have been ruined. I want to sue Ocwen but I now have no money, no Job, and no Home. I have been in Limbo for 2 yrs and counting.
There is so much more to report and unfortunately so little space. Can anyone help Me? Now I just drive by my old home and just weep for what used to be. Ocwen should be called OCWEN CRIMINAL BANK LOANS and forced out of business. Like I was Forced out of my Home. An employee told me their payment tricks. They just sit in a room until entered. If they get it Nov 1st it's not entered till Nov 24 therefore getting you a late fee Etc. So I had to send my payments by Registered Mail with Return Receipt it was like a big game. I always had to show proof my payment was actually sent and received and was forced to use Western Union as proof of payment when fees grew to be to much. They would take my Payment and apply it the late fees 1st then say I needed to send more money.
They put me into Foreclosure by sending all my payments back in Feb and then demanded this crazy amount to reinstate the loan and bring it current or else they would foreclose. And they DID just that. I found out my house was being sold and I didn't even Know it. I am just one of many of the Ocwen Bank Victims..
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