Complaint / Review
ANFI, Anderson Financial Network
Collection company posted 12 year old debt on my credit report as new

I recently received notice from American Express that my AMEX credit card was being cancelled based on my credit score. I have always kept a strong positive credit rating and check my credit reports annually.

I was shocked to see an old debt, which I had disputed over 12 years ago, return as a new negative. The debt, $685, is supposedly for Aerial Communications Cellular Service.

I have not had an account with Aerial since 1997.

Aerial Communications was acquired by VoiveStream Wireless on September 20,1999. T-Mobile then acquired VoiceStream Wireless.

How could a debt that is over 12 years old with Aerial reamerge as new?

I am having no luck getting answers from this collection company. Equifax, the credit report I pulled to review, notes in the negative accounts section that accounts not paid may remain on file for 7 years. This is obviously not the case. I guess bogus collection companies like AFNI can make old debts live forever.