5 or 6 years ago I found an error on my credit report. Verizon Florida was claiming that I owed them $169 for an account I never had. I disputed it with every credit reporting agency that showed it in their records. The credit agencies always claimed that it was proven to be valid. All the while, I never received any proof of any kind regarding this. This weekend, I received the first and only 'debt collection' notice from Afni. I researched my rights regarding this invalid debt that doesn't even belong to me. The statute of limitations ran out 6 years ago!!! The debt is supposedly from 2/1999. I sent a formal letter via certified mail with return receipt. I hope I didn't make a mistake by signing it. I don't know if they would go so far as to try and forge a document, but you never know. I know they won't sue because that would be throwing good money away. I'd love to sue them, though. They put a blemish on my credit for the last several years.
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