I received a phone call from a man named Neil C. Quinn about a personal loan i had applied for. After talking back and forth for a few days I decided to accept the loan. I am not familiar with the whole loan process so when he mentioned a down payment i had just assumed it was like a car loan and showing good faith since i had bad credit. I sent $781 western union to the said "lender" by the name of Alejandra Sandes in Barcelona Spain. The loan amount of $5000 dollars was supposed to be deposited into my account by the next business day. On that day i received a call from the manager, Keith Harrington. He had told me that the lenders insurance company was requiring another 6 months up front to secure the loan. At this point i really needed the money due to what i had already invested into it and was told once again i would have the loan by the next day. So i foolishly sent in another $530. Their compay put up the other amount to make up the difference, He then came back to say the insurance company said that they couldn't cover the amount that i had to send the whole amount. I then backed out of the loan. Keith told me it would take 30 days for them to release the amount that I paid in to be put back in to my back account which would be today. Well needless to say when I checked today there was no deposit made today and when I tried to call him the phone has been disconnected. I have called the police in NY as well as my hometown. I am now realizing how ignorant i was in this whole situation and that i was being taken advantage of.
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