Like most stories, on checked my account on December 7, had a balance of $32.67 to the good. Went to the store made a purchase of $15.00 still leaving my account in the good. I knew a direct deposit was going in that night so I was not worried. Woke up this morning looked at my balance I was $309.00 in the red.
What they did was posted a check that went in yesterday for $150.00 and put that before all the other charges that have already cleared the bank, moving those all back causing all the others to go into overdraft fees.
I went from being in the black to being in the red in a 8 hour period. My direct deposit didn't even clear the bank yet because its being processed. The fact is I know that check was deposit yesterday because the boss told he was heading to the bank. How in the world do one check go through so fast when a direct deposit does not clear the bank until the next day?
If they would have done things in order they recieved them I would still be in the black and have money left over. This is not the first time this as happen, I got the matter cleared up before but they always go back and look at the computer and say you got a refund already. Well Yeah it's not my fault you computer system does such things to the customer.
I am all for the lawsuit count me in and tell me what we have to do now.
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