Wachovia is noted for and has on several occasions pulled this one, then denied it. I have direct deposit and I get paid bi-weekly. At 12AM on Thursday night, Friday morning if I check my balance on line and all is well and it shows my direct deposit and the correct available balance after this deposit.
However when I check it again when I awake the next morning, If there is anything such as service charges or a bank draft to come out, They turn around and take my deposit back out of my account, then take out these debits, putting me in the negative and costing me 30,60, 90 and even one time 120.00 in ISF fees, then they turn around and put my deposit back on there after they take my hard earned money.
In other words to sum it up, Wachovia always does Debits first then Deposits, anyway they can manipulate it so as to steal from their customers.
In all I can tell everybody do not ever open an account with Wachovia bank, unless you feel like getting money stole from you at least monthly.
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