I guess this happens a lot. To me it illustrates someone going a mile to gain an inch. I am retired from the fire department. About 10 years ago Admin told all the officers to get digital pagers. We did, but before long The union pointed out that if these were a requirement, the county would have to provide them.
The county bought pagers. The men and women who had leased their own arranged to return them to a company called TRS Wireless. I sent mine back via Fed EX and got a return receipt.
The next month I received a bill for service from TRS. I called they said they had gotten my pager and to forget it. Then TRS went out of business and sold their accounts receivable to National Recovery, who promptly got on my case saying that I owed them months of pager service plus the price of the pager.
I said that it must be a mistake, since I had sent the whole deal back and had the paper work. Of course the catch was TRS was gone and so was anyone whom I had spoken to there.
I told National that I was confident that I had no liability with them and did not plan to pay. They became sort of rude and said they would mess up my credit.
I asked my lawyer what to do. He sent a letter to National R. Saying that we denied the claim and to please not post any negative information on my credit report until we could discuss the issue and present the paperwork showing the pager had been shipped back.
National Recovery put the account into collection anyway. I refused to pay and heard nothing else for four years. Recently I refinanced my house and the bank sent me a check made to National Recovery for the $100 or so bucks they wanted. Almost immediately I got a letter from good old National asking for the $. I sent it.
My point is rather than listen to me and view my documentation or follow the excepted rules of fair credit reporting by honoring my attorney's letter, National Recovery, in going out of their way to make me look a poor credit risk must have spent a whole lot more in work hours than the alleged debt was worth.
Go figure? I called them up and told them I was sending the money simply because their name was on the check and not because I was acknowledging the debt. They said thanks and I suppose someone got a gold star.
I suppose that anyone who might read this and happen to be at odds with this outfit over a bill should be aware that the tug on their line of credit is not some old shoe but a giant hungry shark with no intention of ever letting go.
Keep a tight line
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