Due to misplaced trust I had to file bankruptcy in 2003. I have been monitoring my credit report to help rebuild my credit. Recently there was a posting to my credit report that knocked it down several notches.
National Recovery Agency claimed that I owed $93.00 dollars to Columbia House.
This is a false entry. I have not ordered anything from them in years. I have been living in Florida for almost 4 years and it was years before that.
I actually have never recieved anything in writing from either Columbia House or National Recovery Agency, nor have I recieved any phone call regarding the debt they claim that I owe.
I filed an online dispute with Experian and requested documentation to support the claim. All they did was send me something back saying that the debt was verified.
As I tried to find a phone number for National Recover Agency I see that I am not the only person who as suffered this fate.
My husband feels I should take them to court, and I strongly feel he is right. I it just unfair that people can just post items to your credit report that are so totally false. With such a bad economy people strugle as it is... This sure does not help.
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