Well I did it too. Like many I am finding on this site I was duped into the scam. I received a call that for $299.50 I will receive a credit card with a credit limit of $2500 and an introductory interest rate of 8.5% for the first year. There are no annual fees and if I pay my bill on time my credit limit would be increased $500 each year to a max of $10,000.
I would receive my card in the mail 10 days after the funds are taken out of my checking account and was provided a name, company name, verification number. It all sounded pretty good so I went for it.
After the 10 days... No card so I called. It will arrive in 10 "business days" after the charge so I waited another week, still no card. I called again and was told please wait a week and if you still don't have it call them back.
I did and was told that many of the "packages" are late because of the hurricanes. Packages? I asked I was not told about any packages. Well I was told the package includes the credit card approval form that I must sign in order to receive my card from the bank. It will take approximately 3-4 weeks after they receive the signed form before my card arrives.
Well yesterday I received the "package" only 43 days after they took my money and guess what it is adds and the credit card form is an application for a secure credit card.
The letter in the package says "Provided this is not exactly what was explained to you while placing your order, you may cancel within a 10 business day period." At a cost of $29.99 which will be deducted from the refund.
I want to file a lawsuit maybe a class action suit will help a lot more than just myself. Respond to the rebuttal if you would be interested.
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