I had made purchases at Best Buy, who uses Household Bank. My address had changed; I was using a Mail Boxes Etc. PO box. I had not used my Best Buy account in a year or so, so I never received any billings from them. I had not up-dated my address. 6 months after not paying on my purchases, they 'found' me.
No bill was ever sent to my current address; mail boxes etc. Does not forward mail after the po box is closed. I was charged $375 for a $250 purchase. I requested a bill be sent to me at my curernt address, but they just wanted me to pay RIGHT NOW on the phone.
I received the bill, paid it, and the SOB's put it on my credit report. I wrote them explaining I never received a bill; it fell on deaf ears. I encourage everyone to stay away from Best Buy, and anyone else who uses Household. They are nasty people to do business with.
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