In reviewing a recent copy of my credit report, I discovered that a credit card that was included in my personal chapter seven bankruptcy is being reported as a CHARGE OFF by Household Bank to a national Credit Reporting Agency.
I sent them a letter vie certified mail, return recite requested and waited 30 days. Household Bank did not respond or fix the incorrect reporting of the account to the Credit Reporting Agency. The problem is not with the Credit Reporting Agency but with Household Bank's computers.
The resolution I would like is to have Household Bank either ask the Credit Reporting Agency to delete the account or have it listed correctly.
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