Credit Card w / $300.00 limit; Finance Charge brought me over the limit by $25.00; balance soon became well over $1200.00 (for roughly $295.00 in total charges).
NAFS offered settlement of $709.08 07; settlement amount paid in one payment $709.08 and letter received stating account has been settled and that the creditor FCNB would be notified.
$533 was then transferred to Midland Credit Management for collection. Thsi is on my Credit Report and is preventing me from financing my son's college tuition.
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