If anyone knows how to get in touch with FCNB please let me know. This company sent me a card while I was in college with a credit score of 724, charged me underserved late fees, over the limit fee's then when I tried to cancel the card I found FCNB was no longer in charge and it was sent out as a closed account it to a collection agency. After trying to contact this unethical company without any luck I was forced to pay PENNCRO who stated that if I paid a certain dollar amount I was in the clear. That wasn't the case, since it is showing up twice on my credit report, once as an open case and the other as a "credit sell off/settlement" Which isn't a good thing. I found this website trying to figure out what to do and it appears there are quite a few of us out there with the same problem. How do we fix this?
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