During a recent phone call to bank of amercia to ask for mercy from overdraft fees I was given corperate reterich
from a management point of view. It had been explained to me that corperate policy regarding customers fo B of A
was ultimately to it's share holders and I don't think they meant individual savings deposits. Frequently the dates and order of my checks and debits are conveniently shuffled in favor of the bank in order to take advantage of as many overdraft fees as possible. I was told If I had a savings account or credit card with overdraft protection I would be more well respected by the bank. They have made roughly 3000 dalloars from overdraft fees from my bank account over the last year. Thats a positive cash flow in anyones ledger and I proclaim the bank is making money off of me. Since I am a freelancer and don't qualify for credit, I am ok with paying thier fees if they cover my checks. Many people are in my shoes. More than would be believed. Mostly independent contractors. We talk and compare situations. This country is run by small independent business which is slowly being strangled by
share holders of big corporations who recieve plenty of perks from local state and federal government. This nations policies are only good for the rich and privileged.
I encourage protest and resistance to this etrocity. Write your congressman to encourage more funds for small business start ups, and more banking restrictions. This abuse needs to stop.
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