My nightmare began when my mortgage was sold three years ago to OcWen. Immediately, they claimed I was behind in payments, despite my sending proof of cancelled checks and money orders. They continued to incorrectly post my monthly payments as late and often took 16-30 days to cash and post my payment. To add insult to injury, they then demanded late fees.
They threatened forclosure. I had to file bankruptcy to protect myself, even though I didn't have other bills. They filed foreclosure illegally 30 days after they were notified of my bankruptcy. My mortgage was adjustable every six months.
When it would change, they would cash my check, hold in in a "suspense account" and then claim partial payment and late fees!!! They sent a realtor to my door on a Sunday afternoon to "list my house" even though I was under the protection of the court. They have started an escrow account without my permission and charged me $2,000 for insurance even though I have always had my own and proof was sent several times by my lawyer and the agent.
There was never a laspe in coverage. I have spent thousands in legal fees with lawyers to protect myself.
It doesn't end there. I tried to refinance and they would not give an accurate payoff or tell the new company I was really current. They charged legal fees for a foreclosure that never happened, late fees, courier fees and a number of assorted "junk fees" no one could figure out.
Where is attorney Ashcroft? Why aren't these people being investigated? Where are the class action suites and state attorney generals? This company cannot be allowed to continue these practices in the USA and get away with it! They know exactly what they are doing and are "bottom feeders". They are not in truth or fair practices!
Denise
Germantown, Maryland
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