I have had a checking with BOA and it has been an overdraft nightmare. I don't know what it is although every purchase I ever made with my debit card through them has always ended up with an overdraft fee attached to it. The money has always been there to and it has had time to clear before using it. I assume the bank is kyting a process in which the banks take money out of peoples account to put it in someone elses account so there checks can clear.
And then they leave you with an overdraft fee. Its not nice and whenever justice is served please be aware that this wrong doing by the bank is not nice. Anyone who responds can say whatever they want although this is my story and I am sticking to it.
I also am closing my account and going to another bank even though they threaten to use chexsystems against me.
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