Under the new debit card useage law, overdraft fees are not permitted on debit card purchases unless the customer decides to opt into the banks' overdraft protection service. Well, I had declined it.in that case, the $2.31 purchase I made should have been declined. Because the purchase was for gasoline (I was filling a gas can), the gas station pegged a $75 debit upon turning on the pump. So when I got my statement, I discovered $25 overdraft fee plus $8 a day account overdrawn fee totalling over $200! For a $2.31 transaction. Does anybody else—besides the bank—think this is fair? I didn't think so and attempted to reason with the bank—to no avail. I'm not paying it. They call and harrass me everyday. But I'm only agreeing to paying the $2.31. I feel I should owe nothing else and I'll be darned if I pay them their $200 fee.
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