I am tring to buy a house and found out i was turned down by a collection of $864.00. I disputed this collection with Equifax and they came back to say they proved it was my collection, but couldnt tell me what it was for. I did my research online and found a phone number, i called and talked to Lacy. Lacy was very rude to me, from the start. She said this was a t-mobile acct from 2003 that i had for 3 yrears. I dont use t-mobile i use Verizon and tried to expain to her this is not mine and there has been some fraud activity on my credit for 2 years. She asked me why i havent filed a police report and she has proof that that is my acct but she cant show me the proof. This makes no sense, T-mobile has no record of me. How can this company add false info to my credit report and get away with it.
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