Like many of you, my credit limit at Home Depot was lowered to $500, down from $3,500. I am a homeowner, pay my mortgage and other bills on time and have several other major credit cards which are all paid on time.
I called the Home Depot credit customer service and asked why. I was told that even though I had never been late or missed a payment with Home Depot, "derrigitory information" from my credit report was used to make this decision. I asked the credit customer service rep to tell me what the "derrogitory information" was, she said she didn't know. I told her F you, cancel my account immediately and send a final bill. She said there was no reason to get rude. I told her it was ruder to change the terms of someone's credit account when they'd done nothing wrong. She asked me if I was sure I wanted to cancel my Home Depot credit card, I told her to stick her $500. Credit limit up her @$ and that I had plenty of other MAJOR credit cards that I would be using to shop at Lowe's, Ace Hardware, etc. (can you tell I was ticked off?:-)
I encourage you all to cancel your credit accounts with Home Depot if possible. There's strength in numbers... We need to send a strong message.
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