I was recently going through my credit reports and came across a credit card I could not identify. It claimed I had a credit limit of $950, opened the account in 2005, and had late payments in 2006. On one of the agency reports it was listed as Citi Cards Rpl/Cbsd, and on another one it was listed as Dmgt/Cbsd. The only identifying information I could work with was the address (noted above).
I did an online search and came across another complaint with the details of the same kind of thing. It was Home Depot. I have never shopped at Home Depot until last week and have never opened an account with this company or its affiliates. The impact of this is a bad mark on my credit history, and in this economically challenged time that is a huge deal.
I called, and they had no record of an account for me. I was instructed to dispute it with the credit bureau.
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