Complaint / Review
Home Depot Credit
Interest-Free Card Period Expired Without Notice, Big Charge

Home Depot does not notify credit card holders in advance that a usurious charge will be due unless an unpaid balance is paid off within a specified period.

I had a one-year no-interest card, pushed on me by a Home Depot salesperson who would make a commission. I did not take notice that the one-year grace period on the Home Depot credit card expired, and I was charged an outrageous sum on the 13th month bill. I think that Home Depot Credit should have notified me and others of the terms of the interest-free credit card before they gouged me with their interest.

I'm sure that Home Depot Credit ripped many others off by letting the no-interest period slip by. I think that legislation should be enacted to require notice at least one billing period in advance of the charge.