During a credit review on a credit score site I found that a company THD/CBSD has put together a credit line for me that I did not set up. It has been there since 2006 when I was not even 18 yet. It says that it is for Home Depot and it has one late fee but then says for the past year I have been making payments. I have never made one.
I do not know what to do about this. It has negativly affected my credit score for some time now without me even knowing about it. I have never been contacted by a collection agency about this debt.