About a month ago, I got a letter in the mail from a Law Firm in San Francisco called Peck & Ray, and inside stapled to the envelope was what appeared to be an official document from the court with a box checked default judgement.
I was the defendant and Asset Acceptance was the plaintiff.
First of all, I never received notice to appear in court, and it appeared the case was filed sometime in last year.
I wrote the lawyer, trying to validate the debt, but received a letter back saying that they had wrote a letter to me in September and my time to request to validate the debt had since expired. However, I could call her (the person's name was Caroline Kennedy) and ask questions or make arrangements to pay the debt.
In the same letter she was saying that she was waiting for the courts to approve the judgement... So I'm confused.
I thought I had the right to face my accusers... Not be all of a sudden told that I have this pending judgement against me. As a matter of fact, I have never received anything from Asset Acceptance either, (well... During the summer of last year I did get quite a few "robocall "messages on my answering machine that were severely truncated and only gave me a portion of the telephone number, but didn't specify who was calling).
I'm going to file a complaint with the FTC. Because it seems that everything was done to insure that I was pushed into a corner.
The thing is also, that this default judgement was filed in my city. So a summons should've been no problem to deliver to me.
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