I sent a letter to asset acceptance to validate a debt they allege i owe them. The letter asked for the following
What money i owe
how it was claculated
copies of papers with me agreeing to pay you (asset acceptance) what they say i owe
verification of judgement if applicable
original creditor
prove sol
license to collect in my state
license number and registered agent
What i recieved was one sheet of paper and an envelope. The letter had my name, last four of ss#, last date of transaction (not believable) principle, interest/fees (almost as much as principle) original creditor and account number.
I really think they re aged my debt from 2007 to 2008. Because i dont have an old credit report thats hard to prove. The debt total is really outrageous from 4000 original to 8000 with fees. I know they didn't pay much for this debt. What steps should i take next should i attempt to make them re validated with proper info. Please help the closer it gets to sol i worry about going to court. Louisiana 7 years.
JUSTICE
NEW ORLEANS, Louisiana
U.S.A.
0 comments