Wrote a check to Sears didn't know there was insufficent funds it was sold to Certegy Payment Recovery. The bank charged $25, Certegy charged $25. Sears gives you no chance to make the check good before selling it to Certegy. Sears Credit card charges are given 30,60, 90 days, not so to people who write insufficent funds checks.
I was not called or given any notice that my check was sold to Certegy, and the phone # on the notice is an asnwering machine only. I only got the 800 # by going on line. Calling the 800# you do get to talk to someone.
The 1st day I started trying to get to the bottom of this I was on the phone for 2 1/2 hrs. Talked to 9 different people. The 2nd day it was 1 1/2 hr. Put on hold cut off. Still no answers Today I was told the whole story as told above.
That checks are sold right off to Certegy. Sears will never see my face in there store ever again.
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