I purchase an oven from Sears paid them with a check. The check was cashed with a draft or some type of copy. I never received the original copy in my monthly statement.
However, the check cleared my bank. I started getting a bill from Certegy Payment Recovery Services, Inc. Stating I owed them $25.00 for a returned check. I spoke with Sears Consumers services about the check. They apologized for the error.
This occured in 2002. Two years later I started getting letters from Certegy with this same claim.
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