I went into my own bussiness over four years ago to try and make the american dream and to help employ others. I needed health insurance so I contacted N.A.S.E. They were part of mega life health insurance co. So I called and a sales person came out his name is Mr Jeremy Stern who by the way is still employed by mega life. I told him that I needed major medical insurance and prescription coverage. He said no problem so when filling out the application I told him of some medical problems I have had in the past. He told me not to include them on the application cause that will cause a "Red Flag" and I won't be able to get insurance.
So the policy we agreed on was I wanted Major medical with a one time deductable of $3,000.00 per year and prescription card.
Later on i had some heart issues and thats when I found out that what he said i paid for was a bunch od CRAP. So now i have been fighting with mega life to pay the bills but they said no your policy does not cover this and that.
To make a long story Short I owe over $23,000.00 dollars in unpaided medical bills. So I have 2 choices close my bussiness or file for bankrucy. Had I known what the REAL DEAL was i would have not purches the policy, so along with the rest of you I AM SCREWED. No other insurance company will touch me for a resonable amount. So I may have to sell my dream and get a job working for a large co. So that I can get insurance.
At age 53 I don't understand how this company can remain RIPPING of people and DESTROYING there lives. Stay away from them they are no good. If anyone out there has had dealing with the sales person in this letter and he did the same things please let me know. Is there still the american dream out there? Or have companies like MEGA LIFE still be there to tear the small bussines man down.
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