I have been in the insurance business 30 years and I am surprised that NASE, MEGA Life and Cornerstone are still in business. I sell health insurance from reutable companies and I love it whenever I run into someone who is insured through MEGA Life since it is an easy sale.
They think that they have a "100% cverage" policy, but it is 100% of their scheduled benefits and very often are totally inadequate for today's hospital expenses. If you sell that crap, you had better hope and pray that those people don't file a large claim on their MEGA life health insurance or you may be seeing a lawsuit.
If you go to your state's insurance department web site and look at consumer complaints against health insurance companies, you should learn that MEGA life leads the pack. Here in Ohio, that information is readily available on the insurance department's web site. If I am in front of a prospect and he is not aware of this, if an internet connection is available, I go right to it and show them. Usually that is all it takes to replace a NASE - MEGA Life policy.
I have also heard the pitch about all the trememdous benefits of NASE membership and the managers tell you to pitch the benefits of NASE before showing the health insurance. That thoroughly bamboozles those self employed people into thinking that they are getting something good, when they are getting a piece of garbage. Again they think that they are getting "100% coverage" when it is 100% of a schedule which it totally inadequate. Those that purchase are suckered in by a low premium and all they understand is price.
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