Usacomplaints.com » Miscellaneous » Complaint / Review: Bank Of America - Charged me nsf charges cuz my account didnt have enough money, even though i made cash deposit after 4pm cst?. #344967

Complaint / Review
Bank Of America
Charged me nsf charges cuz my account didnt have enough money, even though i made cash deposit after 4pm cst?

It's pretty sad when banks are allowed to take your money ($35 NSF Charges) when there is suppossedly not enough in the account for what you wanted to use it for in the first place. I really haven't understood the reasoning behind depositing your money and have to wait till 12 o'clock that night to use it, IF, IF... You made that deposit before 4pm cst. But if you dont do that and you so happen to make a cash deposit after 4pm cst then you have to wait over 24 hrs to be able to use that money. If not you get charged NSF charges for every transaction made. They will also choose in what order to withdraw your money regardless of the order you did it in. So then they get to charge you more NSF charges after they cover the ONE BIG TRANSACTION. How convenient for them right! It is totally bullshit if you ask me.


Offender: Bank Of America

Country: USA   State: Texas   City: Houston
Address: 1211 Gemini St
Phone: 2812831600

Category: Miscellaneous

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