Complaint / Review
Capital One
Unexplanably checking my credit report 43 times in 2 years! Without my consent

Upon checking my own personal credit report one night I found that Capital One had been checking very often, in fact 40 some times in just 2 short years. The explanation I got was it is an unknown practice and that it would " usually only hurt my credit report score a little bit." Untill you multiple a little by 43 times in 2 years.

I received offers from them every week and usually shredded them into the garbage. My wife too received these multiple checks on her record.

We are trying to buy a house and were told our score is too low for the loan, due to countless checks on our credit report lately!

So basically Capital hosed my wife and I and are only willing to TRY to stop sending us offers in the mail. Never was I told why they checked our reports so often!