On Feb. 5th i recieved a call offering me a visa/master charge with $2000 credit limit, 0% apr for 3 yrs for a one time fee of $249. I had a new account, i only knew the account # and my bank name. I was wanting to re-establish my credit and felt like it was ok deal. I asked if i could think about it or recieve something in the mail they sadi it would come w/card in 25 days after reciecing my $249. I gave them my bank phone # wrong but all my acct # ss# and an ok to deduct these funds to them. I hung up the phone and in 5-10 minutes callede # they gave me left message that i did not want the card. I went to my bank told them but they said since i gave them the info i could not stop the transaction. So i waited and waited and... No card, they recieved their $ on 2-15, today 3-17 i told my bank of the matter they said i had been scammed and all they could do was file a report, but nothing usually happens, in other words i was out $249 plus it made my acct overdrawn bouncing checks to the tune of $395 tottalling $644. The e-check was paid to Spectra Finacial Bene drawn on Calvet Bussiness Bank, Sacramento, Ca. The front of the e-check hgad a # i called it was a recording of me all my info so they could have gotten more funds, i closed acct. Today. I notice on the site that took me here all rip off reports on them say Spectra, in Champlain (city) and numerous states. Do not trust this company it is a scam and it appears they can get away with it! I called to get a phone # for the address i had on Spectra it was a disconnected #, the toll-free # they give out is computer operated, says hold for help you wait it repeats then you wait then it says all operaters are busy leave message. Ive left hundreds i got zero replies. I live on disability, $579/mo, i had to get a loan to recover but now how do i live on $500/mo when i barely got by before Spectra?
Lisa
Bedford, Texas
U.S.A.
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