In November, I received a phone call from Gerald E. Moore and associates "law firm". I was told that I was going to owe triple of what I owed if I didn't resolve the matter with this company immediately. I resolved the issue (it was a drawn out and difficult process because of the collection company) I paid $1,145 (a 50% settlement on an originally $1000 credit line).
I was then called by another "lawfirm" that was attempting to collect the other half of "the legally paid-in-full" debt in April. I faxed them and Jefferson Capital my payoff letter from Gerald E. Moore in the beginning of April.
To my amazement, when I pulled my credit report on May 23rd, Jefferson Capital has now reported a new line of debt/collection for $1145 in May. I have paid this debt, legally, and now I cannot find a phone # to contact the company.
This is a sleazy low-life company, that buys time-barred debts, against the legal practices of the FDCPA. And as if their slimeball practices for that aren't enough, they continue to report negative credit that has already been paid. I want this company to fry.
I am hoping to find a pro-bono attorney (or someone to help me with this, as I have already paid too much to them, and cannot get credit to save my life, as they keep adding new collections to my credit, causing it to suffer).
Sara
Roseville, Michigan
U.S.A.
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