The former owner of my house purchased an American Home Shield Home Warranty through Coldwell Banker real estate. I have made several claims with them, and the more I deal with them the less satisfied I am.
They only have one service provider in each category (electrical, plumbing, heating) in my area. I've had trouble with two out of three, and had to escalate a plumbing issue to the complaint department.
Each new service call has a $95 fee. The coverage is spotty: nothing outside the home (even exterior lights) are covered. No structural issues. Low water pressure isn't covered... The list goes on.
Save your money, hire reputable service people, and you'll be better off.
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