I purchased a car in March financed by Friendly Financial. I have made all my payments on time. It shows that way on my credit report. They have been charging me late fees and have raised my monthly payments without notice. I have tried to get answers and have been told I am late on my payments. I have gone over every payment with them and they all show I was not late. They refuse to credit anything back.
My car is worth $11,000 and I owe over $16,300 on it.
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