First of all, I have fairly good credit, and I don't understand how I'm paying such a high interest rate on a 2008 Dodge Charger. The dealership, Thomas Nissan of Joliet, is a joke. First they sold me a lemon, and when I took it back within a matter of days, they sold me a Dodge Charger, nice car! They told me and the cosigner the monthly payments. A month later, after I made the first payment, I received a second bill. (Let me note that the first bill from Citifinancial never disclosed the percentage rate.) I am paying 21 cents toward the applied balance and $470.06 toward applied interest, and still no interest rate is on the bill.
This is the type of auto loan someone with no credit, let alone someone with fair credit, would get. If you plan on going to Thomas Nissan of Joliet, run away, and don't get a loan through Citifinancial, or you will be paying it off for the rest of your life.
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