I took out a personal loan with Citifinancial. In 2002, I completely paid off this loan. My credit report shows I was never late and always paid on time.
I received a court summons stating that I owe Citifinancial over $4,000, on a vehicle that I refinanced the day after I paid off my personal loan. The court papers were served to my son, who was a minor at the time. I had never even seen the summons.
Three years after that, I received a statement that my wages are being attached. I have been paying Citifinancial $300.00 a month on a loan that I do not owe.
I have done everything I can think of to get this resolved. I hired an attorney to request that Citifinancial prove that I did in fact refinance this vehicle, a vehicle that by the way I have never owned. I do not even know about this vehicle.
To this day, Citifinancial will not provide any proof of this debt. I have called and requested documentation, and I do not get any type of response.
Citifinancial was bought out by a company called RJF Financial in 2002, and I feel that either this was identity theft or I am being ripped off.
Citifinancial needs to be investigated. It is not fair that people like myself are paying on debts that they do not owe.
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