I purchased a 2002 Mitsubishi Galant in Dec. 2001. My dealership had my sign a Diamond Advantage Agreement. I really did not understand the details but was told this would allow me the best monthly payment. I now understand that it was a bad decision to go with the Diamond Advantage Plan but I am working to refinance or get another car. It will most likely mean a lot of money out of pocket for me.
I was told at the time I signed the agreement, that I could trade the car in at any time. I was not told that I would only have to come up with $10,000 to do so. The main problem I have now is with SST. Mitsubishi sold my account to SST in 2002. They act like a collection agency even though I have never been late on a payment.
Per my contract, I have until the 25th of each month to make my payment. THe due date is the 15th but there is a 10 day grace period before any late charges are incurred. SST starts calling me 2 days after the 15th on my cell and home numbers and continues to call until they receive my payment. My checks have cleared the bank and SST is still calling me because their reporting capabilities are terrible. This is so HARASSING! I have asked them to please stop calling but SST representatives are all very rude and could care less.
There has got to be a way to get a class action lawsuit filed. I am SO fed up with Mitsubishi and SST. SST will not let me speak to anybody at Mitsubishi and say they don't have any contact numbers for Mitsubishi. I bought a Mitsubishi and now I can't talk to anybody at Mitsubishi. This is such a joke.
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