Wachovia Recovery has emptied out my personal checking account of all funds without my prior knowledge or consent on October 5 (minus 46 cents left in the account to add insult to injury). Apparently I had a previous Educaid student loan bought by Wachovia which I believed was in forbearance and have documents to prove so, that has gone unpaid. Upon further investigation, Wachovia Recovery claimed they can take ALL of my money in my personal checking account to "offset" the balance owed.
This negligent action now has left me with outstanding checks such as my mortgage and debit charges which will now bounce.
As a faithful Wachovia customer for 5 years, not only am I flabbergasted that Wachovia would go into my account without permission, but I am appalled that they would take all of my money out without any type of advanced notice. If I knew that I had an outstanding student loan balance not in forbearance, I would be more than happy to agree to an suitable repayment plan.
To make matters worse, after my chapter 7 bankruptcy this last February I had been discharged from my employer on September 10th.
Now as a result, Wachovia has not only left me without any money to survive (minus the. 46cents they left in the account), but Wachovia has also reflexively taken my Dept of Labor Unemployment funds, which I had just deposited to help pay my mortgage the prior day.
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