I have been put through the wringer with this company since they bought my mortgage from Equicredit in 2001.
I was forced into a forebearance agreement at the end of 2002 which I could not get out of because I could not find any Govt. Agency or lawyer willing to help. The five lawyers I've talked to in the last two years either don't want to get involved or say their fees are more than I could possibly get back from this company.
After I was ripped off by this company I have still continued to pay them (what choice do I have?) by Certified check and Express mail with return receipt. Now on my March statement I suddenly have 400.40 in "unpaid fees". When I called them I was told by "Anthony" that under the agreement Fairbanks has with the Government they have been allowed to "re-do" their books and these are unpaid lawyer fees from my forebearance agreement.
Not only did I meet ALL requirements from that agreement, I paid five more payments than I had to (including 2 checks which were supposed to be returned to me after a cash payment in December but were instead cashed. (costing me 390.00 in bounced check fees.)
I am blue-collar and can't afford a lot of money.
I NEED HELP!
Has anyone found resources (Lawyer, Govt. Agency, ACLU? Etc.) in New Jersey willing to help?
Thank You
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