Ocwen recently foreclosed on my home in December, after seven years of lies, threats, and extortion. An investor friend who went to the auction said that it was odd that the bidding started so high (almost 100,000), resulting in the house being sold back to Ocwen.
Initially, I corresponded with numerous Ocwen supervisors, managers, research specialists, and loan resolution consultants, seeking an explanation as to why, after timely mortgage payments, my loan balance was increasing (instead of decreasing). I submitted extensive documentation and mortgage loan amortization schedules from several lending institutions, and all of the Ocwen reps "reluctantly" agreed that it was odd that I should now owe more than 93,000 for a home purchased for 81,000 in 1986.
Next, after being advised that the OTS is Ocwen's regulator, I sent them several letters, asking them to investigate my Ocwen account. Of course, that was a waste of time.
Also, I've sent numerous letters to the FTC, HUD, and the Atlanta Legal Aid Society (which is very knowledgeable about predatory lending here in Ga. Furthermore, I wrote to the three major credit bureaus, requesting that they delete the erroneous reports that Ocwen had submitted to them. All but one of them was cooperative.
Finally, I wrote to Judge Droney and Judge Chatigny, requesting that the Hanson V Ocwen case be accelerated, so that all of Ocwen's "victims" can receive long-awaited justice.
The Bible says that we should not fret because of evildoers, for they will soon be cut down like grass. I am still fully confident that God has heard our prayers, and we will see His marvelous outworking in this situation, no matter how it appears or how long takes.
I thank God for Mr Hanson, a man of integrity, diligence, and committment and for the editor and staff of ROR who have provided a wonderful forum for all of us Ocwen "victims".
Ocwen foreclosed on my home, but I will not allow them to steal the peace and joy that God has given me. Life goes on, inspite of adverse circumstances.
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