I need help with US Bank, they charged me $420 for overdraft fees for debit transactions that totaled less than $80 and then charged me $8 a day for everyday that my account was in the negative. I looked online at my account and it said the charges were pending and showed my balance with them taken out, so I thought they were taken out and made a transfer to another bank that I have an account with, well they paid that transfer and allowed the other items to overdraft my account because they would make a lot more money on several transactions rather than just one.
I called to work it out and was told that I needed to keep a better eye on my balance and was laughed at for crying, I am unemployed single and a mom and they took all of one unemployment check and I am still in the negative and they are still charging me $8 a day. They say that when you do a charge over the weekend it doesn't show up until Monday so you can spend all the money that you have in your account and more over the weekend and it won't deny your card even if you have a negative balance and they can attack you with all the overdraft fees, unlike any other bank in the world that I have dealt with. If I try to use my other ATM card from my other bank, it will deny it if I don't have the funds even if it is over a weekend.US Bank uses that excuse to steal our money.
I think it is ridiculous how they have it set up to steal our money. We really need to band together, talk to our senators or whomever and put a stop to this. I can't take it anymore. No wonder the US is in such a crisis and for the government to bail out these thieving banks and leave us hanging is really sad. We love our country but does our country love us back? No they only love the money. Sad but true.
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