Dang, I didn't realize the membership in the Fairbanks House of Horrors was so big. Did you know that if your loan reports sixty-days delinquent they order an apprasial of the property and charge that to your account. Because of them claiming my payment is always late, my mortage is being paid by my bank.
In February, 03 the bank attempted to get their routing number for electronic transfere payments, but they refused. So they were force to mail them a check. They claimed not to have gotten February by the 5th of the month, I immediately notified the bank, who conferred the check had not been cashed. The began looking for it they talked to them, could not get them to remove late charges, we sent another payment and again they claimed to have never gotten it.
On the 18th of February I received an envelope with both checks in it saying because the account was late they had to have certified fund. I took this to my bank and they were puzzled, both check were certified. They called them and this time received the routing number to wire transfer the funds back to them. I have maintained all of this documentation. At the present time I am attempting to sell my home to my daughter, once I have done that, I fully intend to go after this company. Missouri is a very strong consumer protection state, and I once was employed at the Missouri Senate, Our attorney general took on and beat Household Finance, I want him to go after this group.
I am collecting all of your comments to add as documentation to my complaint. Oh by the way, the funds they never got one had a received date stamp of the 3rd and the other the 10th, but the return postage was the 17th, Charges to my account for that month totalled over $350.00 because of course they ordered an apprasial. I requested a itemized statement of the account and the apprasial fees and other charges are listed a miscellanous.
I learned what some of them are through investigations. I wish us all luck, this is a very large totally aggressive and immoral group. I truly believe their intent is to take the property. Remember were all in this because we were labled "high risk" by whom ever held the original mortgage.
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